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Personal credit report

First Credit Bureau portal

What will be required to obtain the Personal Credit Report on our portal:

  • an Electronic Digital Signature (EDS) of the National Certification Authority (NCA);
  • bank card of any Kazakhstan bank (to pay for the repeated, within a year, receipt of the Personal Credit Report).

Service price

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.
  • *fees may be charged on making payments according to the bank tariff

Mode of service provision

online mode 24 hours a day

You can find the detailed information on the procedure for obtaining EDS on e-government portal of www.egov.kz.

First Credit bureau mobile apps

What will be required to obtain the Personal Credit Report using a mobile application

  • to install the 1CB application on your mobile phone;
  • to upload the electronic digital signature (EDS) of the National Certification Authority (NCA) to the mobile phone;
  • bank card of any Kazakhstan bank (to pay for the repeated, within a year, receipt of the Personal Credit Report).

Service price

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.
  • *fees may be charged on making payments according to the bank tariff

Mode of service provision

online mode 24 hours a day

You can find the detailed information on the procedure for obtaining EDS on e-government portal of www.egov.kz.

Electronic governement portal egov.kz

What will be required to obtain the Personal Credit Report on the portal of Egov.kz:

  • to go to the portal of www.egov.kz to the Section of «Taxes and Finance», subsection of «Economics and Finance» and to find the service of «Obtaining a Personal Credit Report»;
  • an Electronic Digital Signature (EDS) of the National Certification Authority (NCA);
  • bank card of any Kazakhstan bank (to pay for the repeated, within a year, receipt of the Personal Credit Report).

Service price

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.
  • *fees may be charged on making payments according to the bank tariff
  • **a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision

online mode 24 hours a day

You can find the detailed information on the procedure for obtaining EDS on e-government portal of www.egov.kz.

Portal post.kz

What will be required to obtain the Personal Credit Report on the portal of Post.kz:

  • to go to the portal of www.post.kz and find the service of «Personal Credit Report»;
  • an Electronic Digital Signature (EDS) of the National Certification Authority (NCA);
  • bank card of any Kazakhstan bank.

Service price

  • once a year, the receipt of a Personal Credit Report is free of charge, the commission of Post.kz – 150 tenge.
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT + the commission of Post.kz – 150 tenge.
  • *fees may be charged on making payments according to the bank tariff
  • **a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision

online mode 24 hours a day

You can find the detailed information on the procedure for obtaining EDS on e-government portal of www.egov.kz.

Portal Homebank.kz

**данный способ получения временно недоступен, в связи с проведением интеграционных работ на стороне Homebank.kz.

What will be required to obtain the Personal Credit Report on the portal of Homebank.kz:

  • to register on the portal of Homebank.kz;
  • a payment card issued by any Kazakhstan bank (for payment of repeated obtain of a PCR during one year).

Service price

  • for obtaining the PCR once a year - free of charge;
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.
  • *fees may be charged on making payments according to the bank tariff
  • **a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision

online mode 24 hours a day

First Credit Bureau office

What will be required to obtain a PCR in the office of the FCB

If appearing in person:

  • the original of the identification document;

At application of an authorized representative:

  • the copy of the document proving the identity of the person for whom the Personal Credit Report is provided;
  • the original of the document proving the identity of the authorized person;
  • the original or notarized copy of the notarized power of attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with IIN (Individual Identification Number):

  • the original of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with IIN:

  • the copy of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise for whom the Personal Credit Report is provided;
  • the original of the document proving the identity of the authorized person;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the original or the notarized copy of the notarially certified Power of Attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with BIN (Business Identification Number):

  • the original of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business;
  • the original of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with BIN:

  • the copy of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the document proving the identity of the authorized person;
  • the copy of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the original or the notarized copy of the notarially certified Power of Attorney.

Receiving the Personal Credit Report for deceased persons

If an inheritor/other person appears in person:

  • the copy of the document proving the identity of the deceased person, with IIN;
  • the original of the certificate of death;
  • the original of the notarized Certificate of Inheritance Rights or the original of the document confirming the kinship relations between the person applying for the Personal Credit Report and the deceased person (marriage certificate, birth certificate, extract from the registers) or the court decision that entered into legal force on the establishment of the fact of kinship relations between the person applying for the Personal Credit Report and the deceased person;
  • the original of the document proving the identity of the inheritor/other person.

Service price

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.

Mode of service provision

9:00 - 17:30 13:00 - 14:00 Off work
Monday-Friday Break Saturday-Sunday

Address

2091, 9th floor, Unit 2, 135 Zhibek Zholy Ave., Almaty A05K8B4, Kazakhstan

The office of the PSC

What will be required to obtain a PCR in the office of the PSC (list of branches):

If appearing in person:

  • the original of the identification document;

At application of an authorized representative:

  • the copy of the document proving the identity of the person for whom the Personal Credit Report is provided;
  • the original of the document proving the identity of the authorized person;
  • original of a notarized power of attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with IIN (Individual Identification Number):

  • the original of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with IIN:

  • the copy of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise for whom the Personal Credit Report is provided;
  • the original of the document proving the identity of the authorized person;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the original or the notarized copy of the notarially certified Power of Attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with BIN (Business Identification Number):

  • the original of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business;
  • the original of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with BIN:

  • the copy of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the document proving the identity of the authorized person;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the copy of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original or the notarized copy of the notarially certified Power of Attorney.

Receiving the Personal Credit Report for deceased persons

What will be required to obtain a PCR for deceased persons in the office of the PSC:

If an inheritor/other person appears in person:

  • the copy of the document proving the identity of the deceased person, with IIN;
  • the original of the certificate of death;
  • the original of the notarized Certificate of Inheritance Rights or the original of the document confirming the kinship relations between the person applying for the Personal Credit Report and the deceased person (marriage certificate, birth certificate, extract from the registers) or the court decision that entered into legal force on the establishment of the fact of kinship relations between the person applying for the Personal Credit Report and the deceased person;
  • the original of the document proving the identity of the inheritor.

Service price:

  • once a year PCR free of charge, the commission of PSC – 250 tenge.
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT + commission of the Public Service Center – 250 tenge.
  • *fees may be charged on making payments according to the bank tariff
  • **a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision:

according to the mode of operation of the PSC offices

Kazpost JSC branch

What will be required to obtain a PCR in Kazpost JSC branch (list of branches):

If appearing in person:

  • the original of the identification document, with IIN;

At application of an authorized representative:

  • the copy of the document proving the identity of the person for whom the Personal Credit Report is provided with IIN;
  • the original of the document proving the identity of the authorized person;
  • original of a notarized power of attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with IIN (Individual Identification Number):

  • the original of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with IIN:

  • the copy of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise for whom the Personal Credit Report is provided;
  • the original of the document proving the identity of the authorized person;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the original or the notarized copy of the notarially certified Power of Attorney.

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with BIN (Business Identification Number):

  • the original of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business;
  • the original of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise.

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with BIN:

  • the copy of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original of the document proving the identity of the authorized person;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the copy of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original or the notarized copy of the notarially certified Power of Attorney.

Receiving the Personal Credit Report for deceased persons

What will be required to obtain a PCR for deceased persons in Kazpost JSC branch:

If an inheritor/other person appears in person:

  • the copy of the document proving the identity of the deceased person, with IIN;
  • the original of the certificate of death;
  • the original of the notarized Certificate of Inheritance Rights or the original of the document confirming the kinship relations between the person applying for the Personal Credit Report and the deceased person (marriage certificate, birth certificate, extract from the registers) or the court decision that entered into legal force on the establishment of the fact of kinship relations between the person applying for the Personal Credit Report and the deceased person;
  • the original of the document proving the identity of the inheritor/other person.

Service price:

  • once a year PCR free of charge, the commission of Kazpost JSC – 250 tenge.
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT + comission of Kazpost JSC – 250 tenge.
  • *fees may be charged on making payments according to the bank tariff
  • **a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision:

according to the operating mode of the branches of Kazpost JSC

Post

What will be required to obtain the Personal Credit Report through postal service:

If appearing in person:

  • an application with a personal signature certified by a notary;
  • the copy of the identification document;
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

At application of an authorized representative:

  • an application with the personal signature of an individual or an authorized representative certified by a notary;
  • the copy of the document proving the identity of the person for whom the Personal Credit Report is provided;
  • the copy of the document proving the identity of the authorized representative;
  • the original or notarized copy of the notarized power of attorney;
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with IIN (Individual Identification Number):

  • an application with a personal signature certified by a notary;
  • the copy of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with IIN:

  • an application with a personal signature of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise or the authorized representative, certified by a notary;
  • the copy of the document proving the identity of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise for whom the Personal Credit Report is provided;
  • the copy of the document proving the identity of the authorized representative;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the original or the notarized copy of the notarially certified Power of Attorney;
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

If an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise appears in person with BIN (Business Identification Number):

  • an application with a personal signature certified by a notary;
  • the copy of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the copy of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

At application of an authorized representative of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise with BIN:

  • an application with a personal signature of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise or the authorized representative, certified by a notary;
  • the copy of the document proving the identity of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the copy of the document proving the identity of the authorized representative;
  • the copy of the certificate of state registration of the Individual Entrepreneur / Peasant Farm / Farm Enterprise/ Peasant Farm Enterprise, or notice of the commencement of business (upon applying of Individual Entrepreneur / Peasant Farm);
  • the copy of the document of election of the Head of an Individual Entrepreneur/Owner-Operated Farm/Farm Enterprise/Peasant Farm Enterprise;
  • the original or the notarized copy of the notarially certified Power of Attorney;
  • the payment receipt for the Personal Credit Report (in case of repeated, within a year, receipt of the Personal Credit Report).

Service price:

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.

Mode of service provision:

9:00 - 17:30 13:00 - 14:00 Off work
Monday-Friday Break Saturday-Sunday

Payment details (in case of repeated, within a year, receipt):

JSC Halyk Bank (HSBK), Beneficiary Code 17, TRN (Taxpayer Registration Number) 600 900 542 809, BIN 040 940 002 421, IIC (Individual Identity Code) KZ976017131000004737, BIC (Bank Identification Code) HSBKKZKX, Payment destination: For the Personal Credit Report

The documents must be sent to the First Credit Bureau by the postal service. The Personal Credit Report will be sent by mail “On Demand”, to the post office index, indicated by you in the application.

Address

2091, 9th floor, Unit 2, 135 Zhibek Zholy Ave., Almaty A05K8B4, Kazakhstan

Portal Starbanking

What will be required to get the PCR on the m.bcc.kz portal:

  • register on the portal;
  • payment card of any Kazakhstan bank (for payment of repeated, within a year, receiving PCR and the commission of the Starbanking portal).

Service price

  • for obtaining the PCR once a year - free of charge
  • the repeated receipt of the Personal Credit Report within a year – 0 tenge including VAT.
  • *fees may be charged on making payments according to the bank tariff
  • *a transfer-agent may charge a fee for providing services of the First Credit Bureau

Mode of service provision

online mode 24 hours a day